TRUST AND INVESTMENT SERVICES

We manage what you have worked hard to set aside. Your hard work, constant determination, and foresight allowed you to reserve these assets, and we work just as hard to administer them. Our professionals with knowledge and experience will see your wishes come true.

A trust is a custom legal arrangement you create so we - as trustee - can hold and manage the property you place in the trust. We care for the property strictly for your benefit and/or the benefit of others you choose - the beneficiaries. We follow your guidelines on how to manage the property.

You can have your trust take effect during your lifetime - a living trust - or under a provision in your Will - a testamentary trust. A living trust can continue after your death if that is your choice when you establish your trust. This can allow uninterrupted asset management for your family. The living trust does not mean losing control over your assets, because you can set it up with the option to amend it at any time.

We strive to maximize your investment returns within the guidelines that we establish together for your portfolio. We fit wise investment choices to your specific objectives within the dynamics of the current investment environment. Our duties as trustee include:

  • Investing the trust assets
  • Keeping records of all transactions
  • Preparing statements of account
  • Filing the trust's income tax returns
  • Distributing income and /or principal to the beneficiaries
  • Assisting your beneficiaries with explanations of the trust's operations
  • Monitoring your portfolio regularly to ensure it is consistent with your established guidelines

Asset management in investments, agricultural real estate, mineral rights, as well as real estate allows us to serve you. In addition to trusts, we administer estates and serve court appointed guardianships and conservatorships.

In a locally owned bank, we can manage your vision. For more information, please feel free to call 800/522-0172 or in Russell 483-2300.

  • Not a Deposit
  • Not FDIC Insured
  • Not Guaranteed by the Bank
  • Not Insured by any Federal Government Agency